When you borrow money to pay for postsecondary degrees, credentials or licensure(s), know that you WILL have to pay back what you borrow with interest.
Be extremely careful and conservative when borrowing money. It's easy to "sign on the line," but difficult to pay it back.
The section below will provide you with details about student loans. Caveat Emptor (Let the Buyer Beware).
The National Student Loan Data System (NSLDS) is the U.S. Department of Education's central database for student aid. NSLDS receives data from schools, guaranty agencies, the Direct Loan program and other Department of ED programs. NSLDS Student Access provides a centralized, integrated view of the Title IV loans and grants so that recipients of these funds can access and inquire about their Title IV loans and/or grant data.
Did you take out a Federal Direct Student Loan and not pay? Has the loan gone into default? Don't ruin your credit by "ignoring" calls, emails and letters regarding your loan!
The U.S. Department of Education has resources that you can use to prevent or get out of loan default status.